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Health Insurance Policy 2022-What is health Insurance


What Is Health Insurance??

Health insurance is a contract that requires an insurer to pay some or all of a person's healthcare costs in exchange for a premium.l More specifically, health insurance typically pays for medical, surgical, prescription drug, and sometimes dental expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.

It is often included in employer benefits packages as a means of enticing quality employees, with premiums partially covered by the employer but often also deducted from employee paychecks. The cost of health insurance premiums is deductible to the payer, and the benefits received are tax-free, with certain exceptions for corporatione employees.


Types Of Insurance 

  • Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured.Choosing a health insurancee plan can be tricky because of plan rules regarding in- and out of-network services, deductibles, copays, and more. 
  • The Affordable Care Act has prohibited insurance companies from denying Coverage to patients with preexisting.
  • Conditions and has allowed children to remain on their parents' insurance plan until they reach the age of 26.
  • Medicare and the Children's Health Insurance Program


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